Financial Support
Gambling Debt Help
Free debt advice and financial guidance for people experiencing gambling-related financial difficulty in the UK.
Financial Support
Free debt advice and financial guidance for people experiencing gambling-related financial difficulty in the UK.
Free, independent advice on debt, housing, employment, and benefits. Available in-person at local offices and online. Provides debt assessment and referrals to debt management organisations.
0800 144 8848
Free to call
Leading UK debt advice charity offering debt management plans (DMPs), individual voluntary arrangements (IVAs), and debt relief orders. Free, impartial, and comprehensive debt advice.
0800 138 1111
Free to call
Government-backed free financial guidance from the Money and Pensions Service. Offers a debt adviser directory and free money guidance tools.
0800 138 7777
Free to call
Free debt advice via telephone and online for people in England, Wales, and Scotland. Provides self-help resources and can refer to specialist gambling support services.
0808 808 4000
Free to call
Addressing gambling debt in isolation — without also addressing the underlying gambling behaviour — is rarely effective long-term. Most specialist debt advice organisations have protocols for identifying clients with gambling problems and referring them to support services.
GamCare offers debt advice as part of its integrated support model, working with financial counsellors alongside gambling therapy. If you are dealing with both a gambling problem and significant debt, a combined approach — addressing both simultaneously — is typically more successful than treating them separately.
If you are in immediate financial crisis (at risk of eviction, unable to afford food or utilities), contact Citizens Advice or your local council first. Gambling-related debts, while serious, are generally unsecured and therefore lower priority than rent, mortgages, and utility bills in standard debt prioritisation frameworks.
Citizens Advice
0800 144 8848Free · Mon–Fri 9am–5pm
Free, confidential advice on debt, benefits, and legal issues across England, Wales, and Scotland. Scotland: 0800 028 1456. Wales (Cyngor ar Bopeth): 0800 702 2020. Local offices can also be found via the Citizens Advice website.
Free · 24 hours · 7 days
Operated by GamCare. For gambling harm support alongside debt concerns.
StepChange Debt Charity
0800 138 1111Free · Mon–Fri 8am–8pm, Sat 9am–2pm
Free debt advice and debt management plans for personal debt.
National Debtline
0808 808 4000Free · Mon–Fri 9am–9pm, Sat 9:30am–1pm
Free independent debt advice for people in England, Wales, and Scotland.
MoneyHelper
0800 138 7777Free · Mon–Fri 8am–6pm
Government-backed money and pensions guidance service (formerly Money Advice Service).
Email only · No phone line
National self-exclusion scheme. Useful where gambling is the underlying cause of debt.
Samaritans
116 123Free · 24 hours · 7 days
Confidential emotional support for anyone experiencing distress, including financial and debt-related stress. Free from any phone, at any time.
For immediate gambling support alongside debt help, the National Gambling Helpline (0808 8020 133, free, 24/7) can provide combined guidance and referrals.